Insurance Products

1. INSURANCE COMPANIES INCORPORATED IN MSAR

1.1. LIFE INSURANCE COMPANIES

- “Tahoe Life Insurance Company (Macau) Limited”

• Life

- “FWD Life Insurance Company (Macau) Limited”

• Life

- “Luen Fung Hang Life Limited ”

• Life

- "China Taiping Life Insurance (Macau) Company Limited"

• Life and annuity
• Health

- "Fidelidade Macau Life – Insurance Company Limited" [1]

• Life and annuity
• Health
• Capital redemption
• Pension fund management (Type 1)

1.2. NON-LIFE INSURANCE COMPANIES

- “Luen Fung Hang Insurance Company Limited”

• Employees’ compensation
• Fire
• Motor
• Inland transport
• Miscellaneous accident: -- Personal accident; Sickness; Travel; Plate glass; Burglary; Public liability; Cash and cash in transit; Fidelity; House owners and householders; Contractor’s all risks; All risks; Loss of profits; Electronic equipment; Aircraft hull; Aircraft liability; Marine hull; Liability for ships and professional liability for travel agency.

- “Macau Insurance Company Limited”

• Employees’ compensation
• Fire
• Motor
• Inland transport
• Miscellaneous accident: -- Personal accident; Marine hull; Sickness; Travel; Plate glass; Burglary; Public liability; Cash and cash in transit; Fidelity; House owners and householders; Phenomenon of nature; Machinery breakdown; Contractor’s all risks; Inxles erection all risks; Electronic equipment; Aircraft hull; Aircraft liability and professional liability for travel agency.

- “Delta Asia Insurance Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Travel; Burglary; Public liability; Cash and cash in transit; Fidelity; Contractor’s all risks; All risks; Miscellaneous (financial Loss)-business interruption; Marine hull; Liability for ships and Credit Insurance (commercial risks).

- “Chubb Insurance Macau Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Sickness; Travel; Burglary; Public liability; Cash and cash in transit; Fidelity; House owners and householders; Machinery breakdown; Contractor’s all risks; Inxles erection all risks; All risks;  Loss of profits and Railway rolling stock.

- “China Taiping Insurance (Macau) Company Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Travel; Burglary; Public liability; Cash and cash in transit; Fidelity; House owners and householders; Contractor’s all risks; Inxles erection all risks; Investment insurance (Political risks); Aircraft Hull; Aircraft liability; Liability for ship; Damage to property; Miscellaneous (financial loss); Electronic equipment; Machinery (breakdown) ;Credit Insurance (commercial risks) and Railway rolling stock.

- “Fidelidade Macau - Insurance Company Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; House owners and householders; Public Liability; Marine hull; Sickness (short term insurance); Contractor’s all risks; Inxles erection all risks; Machinery, equipment and installation; Machinery breakdown; Electronic equipment; Aircraft liability; Aircraft hull; All Risks; Fidelity; Miscellaneous (financial loss); Property Damage and Travel.

2. INSURANCE COMPANIES INCORPORATED OVERSEAS

2.1. LIFE INSURANCE COMPANIES

- “AIA International Limited”

• Life

- “The Canada Life Assurance Company”

• Life

- “China Life Insurance (Overseas) Company Limited”

• Life

- “AXA China Region Insurance Company (Bermuda) Limited”

• Life

- “Manulife (International) Limited”

• Life

- “Fidelidade - Insurance Company Limited (Life)” [2]

• Life

- “YF Life Insurance International Limited”

• Life

- “HSBC Life (International) Limited”

• Life

2.2. NON-LIFE INSURANCE COMPANIES

- “AIG Insurance Hong Kong Limited (Macau Branch)”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Sickness; Travel; Burglary; Public liability; Fidelity; House owners and householders; Contractor’s all risks ; and Miscellaneous (financial loss) and Credit Insurance (commercial risks).

- “Asia Insurance Company Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Burglary; Public liability; Cash and cash in transit; Fidelity; Contractor’s all risk; All risks; Electronic equipment; Loss of profits; Travel; Marine hull; Liability for ships; Plate glass and Aircraft liability.

- “MSIG Insurance (Hong Kong) Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Sickness; Plate glass; Marine hull; Travel; Burglary; Public liability; Professional liability for travel agency; Liability relation to the fixing of propaganda & publicity material; Liability for pleasure boats; Cash and cash in transit; Fidelity; House owners and householders; Machinery breakdown; Contractor’s all risks; Loss of profits; Electronic equipment; Credit Insurance (commercial risks); Aircraft hull, Aircraft liability and Railway rolling stock.

- “Min Xin Insurance Company Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Marine hull; Sickness; Travel; Plate glass; Burglary; Public liability; Cash and cash in transit; Fidelity; House owners and householders; Contractor’s all risks; and Loss of profits.

- “QBE General Insurance (Hong Kong) Limited”

• Employees’ compensation
• Fire
• Motor
• Marine-cargo
• Miscellaneous accident: -- Personal accident; Sickness; Travel; Burglary; Public liability; Cash and cash in transit; Fidelity; House owners and householders; Machinery breakdown; Contractor’s all risks; All risks; Loss of profits and Credit Insurance (commercial risks).

- “Berkshire Hathaway Specialty Insurance Company" 「Corresponding Class of Insurance」

• Employees’ compensation
• Fire
• Marine-cargo
• Miscellaneous accident: -- Public Liability; Damage to Property; Burglary; Contractor's all risks; Suretyship; Miscellaneous (Financial Loss); Accident (personal and occupational); Sickness (short term insurance); Goods in transit and Legal expenses.

- “AXA General Insurance Hong Kong Limited"

• Accident (personal and occupational); Sickness (short term insurance); Land vehicles; Ships; Goods in transit; Fire and natural forces; Damage to Property; Motor vehicle liability; Liability for ships; General liability and Miscellaneous (financial loss).

3.REPRESENTATIVE OFFICES

3.1 NON-LIFE INSURANCE

- “Taiping Reinsurance Company Limited”

[1] With effect from 120 days after the publication date of the Executive Order no. 175/2019, Fidelidade - Insurance Company Limited (Life) is authorized to transfer its assets and liabilities to Fidelidade Macau Life – Insurance Company Limited.

[2] With effect from 120 days after the publication date of the Executive Order no. 175/2019, the Executive Order no. 88/99/M of 22 March, the Executive Order no. 307/2005 and the Executive Order no. 100/2012, which authorized Fidelidade - Insurance Company Limited (Life) to carry on insurance activity in Macao SAR, will be revoked.